The personal balance sheet is your awareness form. It will help you understand your current financial position as you stand right now. When you use a navigation system to help you get somewhere, what’s the first thing that is needed? Your CURRENT LOCATION.

The financial goals sheet is for exactly what it describes – goals. You can’t win without goals being established to define success. How do you know if you’ve won or lost if you don’t have a finish line to run to? Use this sheet to create short-term, mid-term and long-term goals.

The monthly budget plan is how we’ll keep our finances in order and keep us on track. Knowing your current financial location and having goals is cool and all, but what about the action needed to get there? Creating a monthly budget is a great starting point to stay on track with our monthly expenses and cash flow.